Cancellation of Insurance Can Leave Victims Helpless

Insurance companies will do whatever they can to protect their profits. But some of their strategies involve cold-blooded tactics, which may violate your consumer rights. For example, they may accuse you of a pre-existing health condition that you failed to mention during your application. By law, this would signify fraud, and allow them to cancel your insurance policy so they don't have to pay your claim.

The way to avoid this is to be perfectly honest during your health insurance application. Provide complete information about your past diagnoses, and list your medical history in detail. Never omit any medical information which may be relevant later on.

If you have been honest with your health insurer, and you still receive a retroactive cancellation of insurance, you may take your insurer to court. Your case may also be eligible to file for a class action lawsuit if your insurer has tried this tactic with other customers.

A health insurer cannot legally cancel a policy unless they have been defrauded. If you feel that your rights have been violated, you should contact an insurance class action attorney. Don't be left helpless with medical bills that you will never be able to pay.

To learn more about cancellation of insurance, browse our library. 

The attorneys at Phillips & Garcia will fight for your rights in your health insurance class action lawsuit. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been treated unfairly or been a victim of cancellation of insurance, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.