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Consumer Class Action Lawsuits
- Do Fall River Residents Billed By MassDOT for Railroad Use Owe the State?
- What is a lawsuit?
- Overdraft Fee Class Actions Help Consumers
- Bank Overdraft Fees in Massachusetts Will Not Stop with New Opt-in Rules
- Nevada Homeowners Sue Bank of America; Seek Class Action Status
- Bank of America Settles Mortgage Fee Case with FTC for $108 Million
- Toyota Allegedly Sought to Discredit Witnesses
- Toyota Financial Services Remains in Toyota Recall Lawsuit
- Toyota Financial Services Credit Rating Cut by Moody's
- Toyota Motor Credit Corp Added to Class Action by Massachusetts Couple
News
- Posted on 6/9/2011Employee Collects Triple Damages After Boston Business Violates Wage Law
- Posted on 3/12/20102000-2003 Toyota Tundra Recall Is Now Nationwide
- Posted on 3/3/2010Toyota Didn’t Properly Investigate Death Involving Acceleration Issue
- Posted on 3/2/2010Medford Man Sues Toyota After Wife Dies in Single-Car Accident
- Posted on 2/26/2010Credit Card Companies Can Still Profit Off Of Unsuspecting Consumers
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- The attorneys were very professional and I felt as though they always had my best interest in mind. Without them I would have been pushed around and just another number to the bank. N.L., Wrongful Lockout Victim
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Do I Have a Valid Debt Collection Class Action Claim?
In times like these, many of us are finding ourselves saddled with insurmountable debts. And we are increasingly seeing these debts skyrocket because of overwhelming interest rates. When we don't make our payments on time, debt collectors can become annoying, or even aggressive. But under federal laws provided by the Fair Debt Collection Practices Act (FDCPA), consumers can sue for acts of abuse by their aggressive credit collectors.
My Credit Collector is Harassing Me
Under the FDCPA, there is a detailed list of illegal debt collection methods. These include the use of abusive or profane language, seeking unjustified amounts, and communication with consumers at their place of employment. A comprehensive list of illegal debt collection methods can be viewed on a number of FDCPA websites. If any of these methods were used against you, you may have a valid debt collection class action claim.
Why Can't I Sue As An Individual?
If you want to file a debt collection lawsuit you can sue as an individual. But as an individual you will bear the responsibility and associated fees if you happen to lose. The advantage of a Massachusetts class action lawsuit is that you will be suing as a larger class, in which an attorney will usually only recover their fees if they are able to win your case.
The Massachusetts class action attorneys at Phillips & Garcia will fight for your rights in your illegal debt collection class action case. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been cheated or wronged by a debt collection agency, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.
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However the fair debt collection practices act does serve to protect honest debt collection providers against the providers who use unscrupulous methods to get debt from consumers for this reason it is an essential piece of legislation.