Does Underinsured Coverage Help Me In A Massachusetts Car Accident?

If you're involved in a Massachusetts car accident, Underinsured Motorist Coverage (which is Part 12 of the Mass. Auto Policy and is an optional insurance coverage) can provide you with important benefits if the person who hits you doesn't have enough insurance coverage to pay you for your injuries.

"Compulsory insurance" in Massachusetts, which is Parts 1-4 on every driver's auto policy, only provides minimum coverage for a driver. So, someone driving around with "compulsory coverage" on their car only has $20,000 in insurance protection if they cause an accident.  If that other driver seriously injures you in an accident and you don't have Underinsured Motorist coverage on your car, then you may only be able to collect that $20,000 from his/her insurance company for your damages.   

Many drivers in the SouthCoast of Massachusetts, which includes New Bedford, Fall River and Taunton, only have this minimum compulsory insurance coverage on their car. So, without having Underinsured coverage, you may be putting your family's financial security in grave danger.

Listen as Massachusetts personal injury Attorney Andrew Garcia explains why having Underinsured Motorist Coverage is imperative to protecting you and your family. And, to learn the 5 Biggest Mistakes that Massachusetts Consumers Make When Buying Car Insurance order your FREE BOOK here.