Don’t Stand for Illegal Credit Card Charges

Prior to the Credit Card Act of 2009, credit card companies had the freedom to implement rate increases at any time and for any reason, even without prior notification to consumers. But with the passage of the Credit Card Act of 2009, which took effect in February 2010, it will become more difficult for credit card companies to increase your annual interest rate.

Now that the credit card companies won't be able to continue with some of their most underhanded, albeit most profitable practices, they are coming up with new ways to maintain their bottom lines.

One way is to charge an annual fee-and don't be surprised to other find arbitrary charges which have never appeared before. If you feel your rights have been violated, contact a class action attorney who can look at the specifics of your case. You may have a case for a class action lawsuit to recoup your damages and more.

To learn more about credit card rate increases, visit our article library.

The attorneys at Phillips & Garcia will fight for your rights in your credit card class action lawsuit. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been treated unfairly by your credit card company, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.