Harassment & Abuse By Debt Collectors

When you are on the receiving end of an aggressive debt collector's harassment, you may think that you have little to no recourse to stop the phone calls and letters demanding that you pay your debts. In fact, a debt collector may not engage in any conduct such as oppressing, abusing, or harassing a consumer in any way while collecting a debt.

If you are enduring such behavior, you may benefit from contacting a Massachusetts class action attorney who specializes in cases of illegal debt collection. Your attorney may find that a debt collector is in violation of federal law if any of the following incidents have occurred:

           

• ? The debt collector uses profane or obscene language towards you, a family member or another 3^rd party in connection with your debt
• ? You have been threatened with violence, such as physical harm, property damage, or damage to your reputation
• ? You've been continuously contacted by phone with intent to annoy, harass, or abuse you
• ? The advertisement for sale of any debt to coerce compensation of the debt
• ? Telephone calls without the disclosure of the caller's identity

 

False and Misleading Representations By A Debt Collector

A debt collector may not use any false or misleading representation when trying to collect a debt. If a debt collector has done this to you, and you suspect that other consumers have suffered similar abuse, you may be eligible to file a debt collection class action lawsuit. The debt collector could be found liable in cases such as the false representation of the character, amount, or legal status of any debt.

Other factors that may be related to misleading representation by a debt collector include:

 

• ? Telling you that information is from an attorney
• ? Threatening to take actions that are against the law
• ? Threatening legal actions that they have no intention of pursuing
• ? Failure to communicate the nature of a disputed debt
• ? The use of a business name other than that of the actual debt collector agency's business name

 

To learn more about pursuing a debt collection class action lawsuit, visit our library. 

Debt collecting agencies must abide by the fair debt collection practices. The Massachusetts class action attorneys at Phillips & Garcia will fight for your debt collection rights. If you have suffered from illegal debt collection, contact Phillips & Garcia today to schedule your free legal consultation - (877) 892-5620.