I Want to File a Debt Collection Lawsuit

If your creditor or debt collector has broken the law with aggressive or illegal debt collection methods, you have the right to file a debt collection lawsuit. But before you do, you may want to consider what type of legal action you will take. An individual lawsuit can be costly, time consuming, and there is a risk that you may not win your case. A safer alternative to going it alone is to file a debt collection class action lawsuit.

How can I file a class action lawsuit if I can't even pay my debts?

A class action lawsuit is brought by a group of consumers who suffer from similar complaints. This gives individuals the means to fight big companies with seemingly unlimited resources. And based on the gravity and integrity of class actions, an attorney will generally not ask for any fees unless they win the case. So with no money upfront, you don't risk the possibility of further financial damages. If the case is successful, the attorney's fees will be paid as a percentage of the compensation that is awarded.

If you are considering a debt collection class action lawsuit, be sure to ask your attorney about their fee structure and what types of evidence will be necessary to build your case.

Learn more about illegal debt collection practices by visiting our library. 

It would be in your best interest to consult with an experienced Massachusetts class action attorney that specializes in illegal debt collection methods. It is important that the lawyer has handled these types of cases and that they understand procedures involved with a debt collection class action lawsuit.

The Massachusetts debt collection attorneys at Phillips & Garcia will fight for your rights in your class action claim. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. Contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.