Lockouts Can Happen While You Are Away From Home

The danger of bank lockouts increase when you are away from home because bank trash-out companies might think that the home has been abandoned. A New Jersey woman's plight highlights this reality.

Nina Mora was locked out of her fully furnished home by a Bank of America inspector while she was away visiting family for the Thanksgiving holiday. A Bank of America spokesperson said that the inspector changed the locks because he thought that the home was vacant.

Mora, who had fallen behind on her mortgage following a stroke, was in the process of avoiding foreclosure and days before she had actually received a letter from the bank approving her for a new payment program.

The bank's lockout of Mora without prior notice to her is not uncommon when a homeowner is behind on his or her mortgage OR even when the bank mistakenly believes that the loan is in default due to missapplication of mortgage payments or some other internal accounting error.  Homeowners can learn more about how to protect themselves from illegal lockouts and trashouts from our FREE Report. 

Legal Help for Wrongful Foreclosure and Seizure in Any State.  Phillips & Garcia, P.C., a leading law firm in wrongful foreclosure and seizure cases, is now taking cases in any state where there has been a wrongful foreclosure, lock-out and trash-out of a borrower's home.  Although we are licensed in Massachusetts, weassociate with a qualified attorney in your state.

Sources: The Tampa Tribune and the Associated Press