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Wrongful Bank Foreclosure
- Bank Bail-Out II, the Sequel: How the Banks Got a Mulligan in the Wrongful Foreclosure Crisis
- Massachusetts Attorney General’s Foreclosure Lawsuit Applauded by Private Consumer Attorneys
- 4 Million Borrowers May be Eligible for Review of Foreclosures
- Mortgage Deficiency
- Will a Massachusetts bank approve a short sale?
- Should I short sell my Massachusetts home?
- What happens during a Massachusetts short sale?
- What is a short sale in Massachusetts
- Soldier returns home from Iraq to foreclosure
- What happens during a wrongful foreclosure, illegal lock-out and trash-out?
News
- Posted on 2/8/2012Robo-signing Foreclosure Scandal Leads to Criminal Charges for Lorraine O. Brown and DocX
- Posted on 10/18/2011Attorney General Martha Coakley May Sue for Foreclosure Abuses
- Posted on 8/26/2011Couple faces foreclosure after paying mortgage early
- Posted on 8/23/2011Bank of America admits error in foreclosure case
- Posted on 8/23/2011springfield approves anti-foreclosure laws
Library
Testimonials
- "I sent this letter certified after receiving the free guide [from] Phillips & Garcia P.C. Saved Foreclosure. Thanks a million!" A.D. from Colorado
- After seeing first hand what you are up against concerning the big banking companies, we are even more amazed that you are willing to fight the fight. The little guy needs your help and your fearless attitude. You are good people and true Americans. We are honored to be called your friends. R.R. - Mich., Lockout & Trashout Victim
- The attorneys were very professional and I felt as though they always had my best interest in mind. Without them I would have been pushed around and just another number to the bank. N.L., Wrongful Lockout Victim
- Thank you Mr. Phillips. If we hadn't found you the [Bank] would have foreclosed on our property and I can't imagine the misery that they would have caused. S.N. - Arizona
What You Need to Know About HAFA
April 9, 2010 - What is HAFA? The Home Affordable Foreclosure Alternatives (HAFA) program is designed to help prevent foreclosures by offering incentives to lending institutions that process short sales or a deed-in-lieu of foreclosure. A short sale occurs when a homeowner sells their home for less than what they owe on their mortgage (which must be approved by the lender). In a deed-in-lieu of foreclosure, homeowners transfer the deed on their house to the lending institution.
Who is eligible for HAFA? Distressed homeowners at risk of losing their home in a foreclosure may be eligible for HAFA if they meet several criteria, according to MakingHomeAffordable.gov. The program is designed for those who are not eligible for the Home Affordable Modification Program (HAMP), which focuses on loan modifications, or those who failed to complete the mandatory three-month trial period for that program. Homeowners who miss at least two mortgage payments after receiving a loan modification may also be eligible. You can also participate in the HAFA program by requesting it from your lender.
What are the benefits of HAFA? If you elect to participate in the HAFA program, you can receive $3,000 to assist with relocation to different residence.
Legal Help for Wrongful Foreclosure and Seizure in Any State. Phillips & Garcia, P.C., a leading law firm in wrongful foreclosure and seizure cases, is now taking cases in any state where there has been a wrongful foreclosure, lock-out and trash-out of a borrower's home. We are licensed in Massachusetts and associate with a qualified attorney in your state.
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