
A: Robo-signing IS illegal. Anytime you file a fraudulent or false document in court whether it is an affidavit or another document that your saying is true, and it's false, is illegal. To understand robo-signing you must know what an afidavit is.
An affidavit is a document you file in court as a substitute for testimony. The testimony holds the same as a trial testimonly which means it is under oath, carrying the pains and penalties of perjury. When filling out an afidavit, you must know what you are talking about. Under law it says you have to have personal knowledge about the information in the affidavit.
In the foreclosure crisis, when they had stacks of documents, affidavits, written by someone else in front of them claiming that they were suppose to review the loan file, and they did not do so, they did not sign those documents on personal knowledge. The affidavits were FALSE. The same happened with respect to assignments. The assignments were backdated, which is a problem, and the people signing the assignments were robo-signers who did not have the authority or knowledge to bind the company inside those documents. Many times these documents were filed in court, often attached to affidavits, doubling the problem.
Signing and filing false documents in court is illegal and has always been illegal.
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