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Informational Legal Article Library

Are you unsure if you have a wrongful bank foreclosure case? Do you want to read about what makes a driver at fault for a car accident? Do you want to fight against the unjust actions of a company but don't know where to begin? We hope that the following library of legal articles will help you better understand your case and answer any basic legal questions you may have at the beginning of your legal journey. Have a specific question about your case? Contact us today to talk to an experienced Massachusetts attorney.

Library Categories:

Wrongful Bank Foreclosure:

Massachusetts v. Bank America et al [PDF]
Commonwealth of Massachusetts files suit against lenders. Led by Attorney General Martha Coakley. BOA, JPMorgan Chase, Citibank, GMAC, Wells Fargo and MERS.
Georgia Federal Jury $21 Mil Verdict Slip Against PHH Corp d/b/a Coldwell Banker Mortgage [PDF]
See the Jury Verdict slip of a Georgia federal jury that awards US soldier $21 mil for mortgage mishandling by PHH Mortg. Corp. d/b/a Coldwell Banker Mortgage
Who Owns My Mortgage? Understanding Mortgage Securitization is Key
No one knows who really owns a mortgage these days. Homeowners think they're paying their banks, but actually they're paying a mortgage servicer that then pays a bunch of investors. This has created a fundamental flaw in the whole foreclosure system that could rip the financial world apart.
How You May Lose Your Home Through Foreclosure Without Ever Going to Court; the Danger of Non-Judicial Foreclosure
Non-judicial foreclosure favors banks and leaves homeowners more at risk of losing their home without being heard in a court of law.
Wells Fargo Ordered to Pay $155,000 for Foreclosure Lockout Conduct [PDF]
New York Judge orders Wells Fargo to pay over $155,000 for wrongful foreclosure and lockout conduct.
"Accidental Foreclosures" Aren't So Accidental. Homeowners Have Legal Rights Against Banks That Wrongfully Foreclose and Seize Their Homes.
"Accidental Foreclosure" is a euphemism pushed by the banking industry to hide the ugly truth behind what really should be called "Wrongful Foreclosures."

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Consumer Class Action Lawsuits:

Fighting Your Unfair Bank Overdraft Fees (Part A)
One of the latest ways for big banks to make money is by charging unfair bank overdraft fees. While new legislation is meant to protect consumers from unfair bank overdraft fees, it is still common, and as a victim you have the right of fighting back. To know your rights in fighting unfair bank overdraft fees, you can contact a Massachusetts class action attorney at Phillips & Garcia today to schedule your FREE legal consultation – (877) 892-5620.
Fighting Your Unfair Bank Overdraft Fees (Part B)
President Obama took steps to protect consumers against the banking industry with the Credit Card Law of 2009. Included were new rules to regulate the practice of unfair bank overdraft fees. To know your rights in fighting unfair bank overdraft fees, you can contact a Massachusetts class action attorney at Phillips & Garcia today to schedule your FREE legal consultation – (877) 892-5620.
Understanding Unfair Insurance Claim Reductions (Part A)
Insurance companies often find creative ways to avoid paying the money that they owe. One way they may do this is by UCR rate reductions for out-of-network medical fees. In the insurance industry the term UCR stands for “Usual, Customary, and Reasonable” fees. If you’ve been hit UCR rate reductions, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file an insurance overcharge class action lawsuit.
Understanding Unfair Insurance Claim Reductions (Part B)
Generally your insurer will give benefits for out-of-network medical fees, though the benefits will be less, and you will have to pay a higher percentage of the costs. If you’ve been hit insurance rate reductions, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file an insurance class action lawsuit.
Treble Damages Awarded In a Massachusetts Wage and Hour Violation Dispute (Part A)
Massachusetts law allows victims of wage and hour violation disputes to be awarded damages up to triple the initial amount due. To make sure you are receiving fair compensation for your dispute, contact the Massachusetts class action attorneys at Phillips & Garcia today for a FREE consultation – (877) 892-5620.
Treble Damages Awarded In a Massachusetts Wage and Hour Violation Dispute (Part B)
Knowing what is fair or not in a class action lawsuit for a wage and hour violation dispute is key to receiving the compensation you and your class deserves. Contact the Massachusetts class action attorneys at Phillips & Garcia today for a FREE consultation – (877) 892-5620.
Determining a Fair Settlement in a Class Action Lawsuit (Part A)
If you want to walk away from a class action lawsuit with a fair settlement you must consider the other class members. If you ever doubt an offer you’ve received in a class action lawsuit, contact the Massachusetts class action attorneys at Phillips & Garcia today for a FREE consultation – (877) 892-5620.
Determining a Fair Settlement in a Class Action Lawsuit (Part B)
Knowing what makes a class action lawsuit settlement fair will help you get the compensation you and the others in your case deserve. Contact the Massachusetts class action attorneys at Phillips & Garcia today for a FREE consultation – (877) 892-5620.
Fighting False Debt (Part A)
Many Americans are victimized by false debt claims each year. If debt collectors are contacting you about a debt that isn’t even yours, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to talk about your options for filing an illegal debt collection lawsuit.
Fighting False Debt (Part B)
Too many people are victimized by false debt claims. If this has happened to you, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file an illegal debt collection lawsuit.
Illegal Debt Collection Practices (Part A)
Understanding illegal debt collection practices is the first step in seeing if you have an illegal debt class action case. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
Illegal Debt Collection Practices (Part B)
Understanding illegal debt collection practices is the first step in seeing if you have an illegal debt class action case. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
Filing a Class Action Lawsuit to Fight Illegal Debt Collection (Part A)
Are you a victim of illegal debt collection practices and need help in filing a class action lawsuit? Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file an illegal debt collection lawsuit.
Filing a Class Action Lawsuit to Fight Illegal Debt Collection (Part B)
If you’ve suffered from illegal debt collection, you should know that you may be able to fight back with help from a Massachusetts class action attorney. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file an illegal debt collection lawsuit.
Guidelines for Legal Communication by Debt Collectors (Part A)
In order to protect consumers from harassment by creditors and debt collectors, there are federal laws that define the terms of illegal debt collection practices, including guidelines for legal communications. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
Guidelines for Legal Communication by Debt Collectors (Part B)
If a creditor communicates in violation of FDCPA laws, you can file a debt collection lawsuit. An alternative to suing individually is to file a debt collection class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit
Cancellation of Insurance May Violate Your Rights (Part A)
If you fail to provide your insurance company with an honest and detailed medical history, you risk the cancellation of insurance policy. However, in some cases a cancellation of insurance policy may violate your rights. Contact Phillips & Garcia today - (877) 892-5620.
Cancellation of Insurance May Violate Your Rights (Part B)
If a health insurance company wants to avoid paying your medical claim, they might issue you a cancellation of insurance letter. In such a case you may want to file a class action lawsuit. Consult with an attorney at Phillips & Garcia today - (877) 892-5620.
Insurance Sales Disclosures (Part A)
Were you recently misinformed by your depository institution regarding your insurance purchase? If so, you may have a class action case. Contact Phillips & Garcia today for a free consultation regarding your insurance sales disclosure case - (877) 892-5620.
Insurance Sales Disclosures (Part B)
Did your bank fail to disclose the terms and conditions of your insurance purchase? If so, you may have grounds for a class action case. Contact Phillips & Garcia today for a free consultation regarding your insurance sales disclosure case - (877) 892-5620.
Forced Place Insurance in Massachusetts (Part A)
Have you recently been affected by a forced place insurance policy? If so, you may have grounds to file a class action lawsuit against your mortgage lender. Contact Phillips & Garcia today for a free consultation regarding your forced place insurance case - (877) 892-5620.
Forced Place Insurance in Massachusetts (Part B)
Has your mortgage lender taken advantage of you through forced place insurance? If so, you may be entitled to compensation for your damages. Contact the experienced Massachusetts consumer rights lawyers at Phillips & Garcia today for a free consultation regarding your forced place insurance case
Overview of an Insurance Class Action Lawsuit (Part A)
There are several ways in which big insurers may deny you the money you deserve. They may reduce your payment, miscalculate your rebate, or flat-out deny your claim. If you have been treated unfairly, you may have a case for an insurance class action lawsuit. Call Phillips & Garcia for a consultation - (877) 892-5620.
Overview of an Insurance Class Action Lawsuit (Part B)
A strong insurance class action lawsuit is a case in which numerous consumers have been harmed materially or financially by an insurance company’s practice or policy. If you feel you have a case, you should gather all relevant documents and contact Phillips & Garcia today - (877) 892-5620.
Are You a Victim of Illegal Debt Collection Methods? (Part A)
There are laws to protect consumers against illegal debt collection methods. If a creditor violates your rights, a debt collection class action lawsuit may be your way of fighting back. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
Are You a Victim of Illegal Debt Collection Methods? (Part B)
A victim of illegal debt collection methods may file a private lawsuit. Another option, which has various advantages, is to file a debt collection class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
What To Do in the Case of Unethical or Illegal Insurance Claim Denials (Part A
While most insurance companies act in good faith, some may behave unethically, or illegally, to maintain a profit. If you are a policy holder who has received an insurance claim denial, you should contact Phillips & Garcia for a consultation - (877) 892-5620.
What To Do in the Case of Unethical or Illegal Insurance Claim Denials (Part B)
If the appeal of your insurance claim denial is unsuccessful, your next option may be to hire a class action attorney. An attorney will investigate your claim, and if your case meets certain requirements, they may file an insurance class action lawsuit. Call Phillips & Garcia today for a consultation - (877) 892-5620.
How to Handle Illegal Debt Collection Practices (Part A)
Creditors and collection agencies are generally impatient, and they may resort to illegal debt collection practices. There are procedures which qualify as illegal debt collection methods under U.S. law. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
How to Handle Illegal Debt Collection Practices (Part B)
The Fair Debt Collection Practices Act (FDCPA) gives credit consumers various legal protections. If a creditor uses illegal debt collection practices, you are entitled to defend yourself through litigation. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
Massachusetts Credit Card Privacy Laws and You (Part A)
If you think that your credit card company has illegally shared your personal financial information, contact a class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a Massachusetts class action lawsuit.
Massachusetts Credit Card Privacy Laws and You (Part B)
When your privacy protection rights have been violated, contact a class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a Massachusetts class action lawsuit.
Massachusetts Bad Faith Insurance & Your Consumer Rights (Part A)
If you think that you are a victim of Massachusetts bad faith insurance practices, contact a bad faith insurance class action attorney at Phillips & Garcia, P.C. 877-892-5620 for information regarding filing Massachusetts class action lawsuits.
Massachusetts Bad Faith Insurance & Your Consumer Rights (Part B)
If you think that you are a victim of Massachusetts bad faith insurance practices, and you suspect that other consumers have experienced similar wrongs, contact a bad faith insurance class action attorney at Phillips & Garcia, P.C. 877-892-5620 for information regarding filing Massachusetts class action lawsuits.
How Do I Start a Class Action Case? (Part A)
Have you been wronged, ripped-off or injured by a large company or corporation? If you believe that there are other consumers in your situation, you may be entitled to file a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
How Do I Start a Class Action Case? (Part B)
Have you been wronged, ripped-off or injured by a large company or corporation? If you believe that there are other consumers in your situation, you may be entitled to file for a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
Who is Covered in a Class Action Lawsuit? (Part A)
If you have been cheated or wronged by a large company or corporation, and you believe that there are other consumers in the same situation, you may be eligible to file a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
Who is Covered in a Class Action Lawsuit? (Part B)
If you have been cheated or wronged by a large company or corporation, and you believe that there are other consumers in your same boat, you may be eligible to file a class action lawsuit. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
How Do I Start a Credit Card Class Action Lawsuit? (Part A)
If you’ve been the victim of unethical credit card lending practices, you may have a case for a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 today!
How Do I Start a Credit Card Class Action Lawsuit? (Part B)
If you’ve been the victim of unethical credit card lending practices, you may have a case for a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 today!
Pay Close Attention to Your Credit Card Disclosures (Part A)
Credit cards can sometimes attack customers with hidden fees, charges, annual percentage rate hikes, and changing grace periods. Be sure you read your credit card disclosures and statements carefully. If you feel you have been the victim of unfair credit card practices, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
Pay Close Attention to Your Credit Card Disclosures (Part B)
When choosing a credit card, consider the terms and conditions of the disclosure agreement. You will want to know the penalties for missing payments, and if you are subjected to universal default. If you feel that you have been the victim of fraudulent or misleading credit card disclosures or practices. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
How to Fight Excessive Fees and Overcharges by Your Credit Card Company (Part A)
Credit card companies are increasingly issuing excessive fees and overcharges to their customers. If you’ve been the victim of a credit card’s excessive fees, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
How to Fight Excessive Fees and Overcharges by Your Credit Card Company (Part B)
Consumers are often treated unfairly by credit card companies. While it is difficult for an individual to win a legal battle against a large company, consumers may band together to file a class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
What Can I Do About My Credit Card Rate Increases? (Part A)
Nearly all credit card holders will be subject to a rate increase with or without notification from your credit card company. There are steps you can take to protect yourself. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
What Can I Do About My Credit Card Rate Increases? (Part B)
The Credit Card Act of 2009 is meant to protect consumers against unfair practices by credit card companies. If you feel that your rights have been violated, contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a class action lawsuit.
What to Expect When Meeting With a Class Action Attorney (Part A)
If you think your legal matter may be eligible for a class action lawsuit, you probably have many questions. Learn about what to expect when meeting with a class action attorney. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620.
What to Expect When Meeting With a Class Action Attorney (Part B)
If you have been scammed, cheated, or wronged by a BIG corporation or employer, you’ll want to consult a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 today! Learn what to expect when meeting with a class action attorney.

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Car & Truck Accidents:

When the Opposing Side Requests an Independent Medical Exam (Part A)
In a personal injury lawsuit, the defendant or an insurance company may request an independent medical exam. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
When the Opposing Side Requests an Independent Medical Exam (Part B)
A Massachusetts personal injury lawsuit may include an independent medical exam. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
What to Know Regarding Massachusetts Seat Belt Laws (Part A)
Massachusetts seat belt laws were enacted to help protect the safety of drivers and passengers on the road. If you were injured in a Massachusetts car accident, contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
What to Know Regarding Massachusetts Seat Belt Laws (Part B)
Massachusetts seat belt laws exist to decrease the likelihood of a fatal Massachusetts car accident. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Gaining Fair Compensation in a Massachusetts Wrongful Death Claim (Part A)
The loss of a loved one to someone else’s negligence can be an emotionally devastating experience; but when their absence creates a financial burden, the responsible party should be held accountable. Contact a Massachusetts wrongful death attorney at Phillips & Garcia, P.C. 877-892-5620 to file a wrongful death lawsuit.
Gaining Fair Compensation in a Massachusetts Wrongful Death Claim (Part B)
The loss of a loved one to someone else’s negligence can be an emotionally devastating experience; but when their absence creates a financial burden, the responsible party should be held accountable. Contact a Massachusetts wrongful death attorney at Phillips & Garcia, P.C. 877-892-5620 to file a wrongful death lawsuit.
Massachusetts Underinsured/Uninsured Drivers and Injury Claims (Part A)
If you’ve been involved in a car accident involving an uninsured or underinsured Massachusetts driver, despite what your insurance company tells you, they can help if the other driver's insurance falls short, or doesn't exist at all. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Massachusetts Underinsured/Uninsured Drivers and Injury Claims (Part B)
If you’ve been involved in a car accident involving an uninsured or underinsured Massachusetts driver, despite what your insurance company tells you, they can help if the other driver's insurance falls short, or doesn't exist at all. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Liability in a Massachusetts Accident (Part A)
A number of factors are taken into account when proving liability in a Massachusetts accident. There are several rules used to prove who was legally at fault for an accident. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Liability in a Massachusetts Accident (Part B)
When determining liability in a Massachusetts accident, more than one party may have been at fault. To understand the laws involved with comparative negligence, you can consult with a Massachusetts personal injury attorney. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How Massachusetts Negligence Laws Protect You (Part A)
Massachusetts negligence laws exist to protect you from professional indifference and incompetence. In the event that someone disregards these laws and causes you injury, contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How Massachusetts Negligence Laws Protect You (Part B)
If you’ve suffered injuries because of the carelessness of others, Massachusetts negligence laws may be able to offer compensation for your losses. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
What Are the Elements of a Massachusetts Negligence Case? (Part A)
If you think you’ve suffered injuries because of another person’s negligence, take the time to learn more about the elements of a negligence case. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
What Are the Elements of a Massachusetts Negligence Case? (Part B)
There are many good reasons to file a Massachusetts personal injury lawsuit if you feel you’ve been injured due to another person’s negligence. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Comparative Negligence and Massachusetts Personal Injury Law (Part A)
Comparative negligence laws can play a big role in the outcome of your Massachusetts personal injury lawsuit. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Comparative Negligence and Massachusetts Personal Injury Law (Part B)
If you’ve been in an accident, you should learn about how comparative negligence can affect your court case. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How Do I Know If I Have Been Offered a Fair Settlement? (Part A)
If you have been injured in a Massachusetts accident, hiring a personal injury attorney is a key step in receiving a fair settlement. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit
How Do I know if I Have Been Offered a Fair Settlement? (Part B)
When you, or a family member, are injured in a Massachusetts accident, hiring a Massachusetts personal injury attorney is a key step in receiving a fair settlement. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
What You Should Expect When Initiating a Massachusetts Personal Injury Claim (Part A)
If you have been injured and are considering contacting a Massachusetts personal injury attorney, know that there are time restrictions on when you can file a claim. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury suit in Massachusetts
What You Should Expect When Initiating a Massachusetts Personal Injury Claim (Part B)
If you have been injured and are searching for a Massachusetts personal injury attorney, don’t hesitate: Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury suit in Massachusetts.
How to File a Personal Injury Claim Against a Massachusetts Government Entity (Part A)
If you’ve suffered from an accident or injury in which you believe a Massachusetts government entity may be legally responsible, you may be able to file a personal claim. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to File a Personal Injury Claim Against a Massachusetts Government Entity (Part B)
Filing a personal injury lawsuit against a Massachusetts government entity is particularly complicated and requires that you are able to prove that your injuries were caused by the government agency’s negligence. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to File a Property Damage Claim in Massachusetts (Part A)
A car accident can result in extensive property damage to your vehicle and difficulties with your insurance carrier. Contact a Massachusetts attorney at Phillips & Garcia, P.C. 877-892-5620 to help you get the settlement you deserve
How to File a Property Damage Claim in Massachusetts (Part B)
Filing a Massachusetts property damage claim can seem fairly straightforward - until your insurance company denies you fair compensation. Contact a Massachusetts attorney at Phillips & Garcia, P.C. 877-892-5620 to help you get the settlement you deserve.
Stages In A Massachusetts Personal Injury Case (Part A)
A personal injury lawsuit will compensate you for your losses and for the pain the personal injury has placed on you. There are many stages in a Massachusetts personal injury case. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a Massachusetts personal injury lawsuit.
Stages In A Massachusetts Personal Injury Case (Part B)
As a victim of a Massachusetts accident, you can file a personal injury claim to receive compensation for medical bills and loss of wages. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Wrongful Death Related To Fatal Truck Accidents (Part A)
Have you recently lost a loved one as the result of a fatal truck accident? You may be entitled to compensation from a Massachusetts wrongful death lawsuit. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a free consultation.
Wrongful Death Related To Fatal Truck Accidents (Part B)
There are many factors that must considered when filing a Massachusetts wrongful death lawsuit following a fatal truck accident. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a free consultation.
Why Do I Need a Massachusetts Personal Injury Lawyer? (Part A)
If you, or your loved one, have suffered serious personal injuries in an accident in Massachusetts, you may need a qualified Massachusetts personal injury attorney to protect your rights. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 for a FREE consultation of your case.
Why Do I Need a Massachusetts Personal Injury Lawyer? (Part B)
If you, or your loved one, have suffered serious personal injuries in an accident in Massachusetts, you may need a qualified Massachusetts personal injury attorney to protect your rights. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 for a FREE consultation.
Massachusetts Truckers And Distracted Driving | North Dartmouth Truck Accident Lawyer
Truck accident personal injury attorneys Carlin Phillips and Andrew Garcia discuss the dangers of trucker driver distractions in Massachusetts – distractions like cell phones, on board computers, laptops, and CB radios that can cause truck accidents and truck accident injuries.
What Should I Do Following a Massachusetts Car Accident? (Part A)
If you, or your loved one, have suffered injuries in a Massachusetts car accident, you will need a qualified Massachusetts personal injury attorney to protect your rights. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a FREE consultation.
What Should I Do Following a Massachusetts Car Accident? (Part B)
A serious car accident can cause devastating personal injuries that require a lifetime of medical treatment. What you do immediately after a Massachusetts car accident can impact your ability to file a successful personal injury claim. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a free consultation.

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Child Injury:

Child Poisoning and Negligence in Massachusetts (Part A)
If your child has been hurt by accidental poisoning caused by someone else’s carelessness, you have a right to pursue restitution in a child injury claim. Contact a Massachusetts child injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a lawsuit against those responsible for your child’s poisoning.
Child Poisoning and Negligence in Massachusetts (Part B)
Child poisoning is one of the most frightening things for a parent to deal with and can result in serious injuries for children, and even death. Contact a Massachusetts child injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a lawsuit against those responsible for your child’s poisoning.
Child Burn Injuries and Personal Injury Lawsuits (Part A)
Burn injuries are some of the most traumatic events that can impact a child’s life. Make sure your child gets all the care they need in the event that such an injury occurs. Contact a Massachusetts child injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit
Child Burn Injuries and Personal Injury Lawsuits (Part B)
A Massachusetts child injury lawyer can help you navigate the courts if your child has sustained burn injuries due to someone else’s negligence. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Coping with Traumatic Brain Injuries in Children (Part A)
A variety of sports activities can cause head injuries for children. Even if your child voluntarily took part in a sport which resulted in a head injury you can still seek compensation. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Coping with Traumatic Brain Injuries in Children (Part B)
A head injury can affects more than just the brain. Reduced mobility and psychological repercussions are common outcomes of head injuries, especially for growing children. Contact a Massachusetts child injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to Write a Demand Letter & Strengthen Your Personal Injury Claim (Part A)
Writing a demand letter is the first step towards your injury settlement when going up against an insurance company after a Massachusetts accident. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to Write a Demand Letter & Strengthen Your Personal Injury Claim (Part B)
Learn how to write a strong demand letter and how it can help you to receive your settlement, possibly without ever having to go to court. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to Handle Child Abuse in Massachusetts (Part A)
Child abuse is the physical, psychological, or emotional mistreatment of a child. The common forms of child abuse are categorized into 4 main groups. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How to Handle Child Abuse in Massachusetts (Part B)
There are many signs and symptoms that can indicate child abuse. If you suspect child abuse in the state of Massachusetts, refer your concerns to social services or call your local police. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Identifying Child Sex Abuse in Massachusetts (Part A)
Child sexual abuse (CSA) is a criminal offense that can cause long-term negative effects and serious psychological harm. If you suspect CSA you should contact social services and notify your local police. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Identifying Child Sex Abuse in Massachusetts (Part B)
Identifying child sexual abuse can be difficult, especially because it is traumatic and embarrassing to the victim. But there are signs that can help to identify a victim of sexual abuse. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
School Bus Accidents
If your child has been seriously injured or killed in a school bus related accident in Massachusetts, talk to an experienced child injury lawyer today. Serving the South Coast of Massachusetts, Phillips & Garcia specialize in representing families reeling in the wake of a serious MA school bus accident.

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Pedestrian, Bicycle & Motorcycle Accident:

Massachusetts Bicycle Laws and Lawsuits (Part A)
Massachusetts bicycle laws exist for your safety, but in the event of a collision with a car, the responsibility usually falls on the auto driver. Contact a Massachusetts personal injury lawyer at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Massachusetts Bicycle Laws and Lawsuits (Part B)
If you’ve been injured in a bicycle accident in Massachusetts, you may have the option of filing a Massachusetts personal injury lawsuit. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
How Massachusetts Pedestrian Accidents Occur
Pedestrian accidents often lead to serious injury and death – and in many cases pedestrian accidents take place due to the negligence of the vehicle driver. If you or a loved one has been involved in a serious pedestrian accident in Southeastern Massachusetts, contact an experienced MA pedestrian accident attorney today to discuss your case.

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Wrongful Foreclosures and Lock Outs:

Foreclosure Lockout Atty Andrew Garcia Live Interview WBSM 1420AM Part II
Hear Atty Andrew Garcia answer questions and discuss consumer rights about wrongful foreclosure lockouts during his interview on WBSM 1420 AM radio

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Personal Injury:

Understanding the Massachusetts Statute of Limitations (Part A)
If you are filing a Massachusetts personal injury lawsuit, it’s important to do so before the deadlines set in the Massachusetts statute of limitations. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Understanding the Massachusetts Statute of Limitations (Part B)
Navigating the Massachusetts statute of limitations in order to file a personal claim can be a complicated affair, which is why it’s essential to hire professional help. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Pedestrian Suffers Head Injury After Being Struck by Tow Truck in Worcester
Pedestrian accidents can mean serious personal injuries, including permanent disabilities, traumatic brain injuries and even death. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Understanding Massachusetts OUI Laws (Part A)
If you have been the victim of a drunk driving accident in Massachusetts, understanding Massachusetts OUI laws can help you build a personal injury case. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Understanding Massachusetts OUI Laws (Part B)
If you are a Massachusetts drunk driving accident victim, you may need the assistance of an experienced Massachusetts personal injury attorney to help recover compensation for your injuries. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.
Understanding Massachusetts No-Fault Law (Part A)
If you have been involved in a Massachusetts car accident it is important to be familiar with Massachusetts No-Fault laws and how they could impact a personal injury lawsuit. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a free consultation.
Understanding Massachusetts No-Fault Law (Part B)
Massachusetts No-Fault Laws can impact your ability to file a personal injury lawsuit in the event of a Massachusetts car accident. Contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to set up a free consultation.
What Damages Can I Recover Through My Personal Injury Claim? (Part A)
You may be compensated for your physical, emotional and monetary losses after a serious Massachusetts car accident. Contact the personal injury law firm of Phillips & Garcia today to schedule a FREE legal consultation - (877) 892-5620
What Damages Can I Recover Through My Personal Injury Claim? (Part B)
If you’ve been injured in a Massachusetts car accident you may be entitled to damages for your personal injury claim. In Massachusetts, you can get compensation for suffering from physical, emotional and monetary losses.
How Do I File a Personal Injury Claim in Massachusetts? (Part A)
If you’ve been involved in a serious car accident in Massachusetts, get the help you need to fight and win your personal injury claim. Contact the Massachusetts personal injury attorneys at Phillips & Garcia to, TODAY! – (877) 892-5620.
How Do I File a Personal Injury Claim in Massachusetts? (Part B)
If you recently sustained serious personal injuries in a Massachusetts car accident, you should file a personal injury claim to cover your medical bills and property damage. Contact the Massachusetts personal injury attorneys at Phillips & Garcia TODAY! – (877) 892-5620.
Understanding Massachusetts Wrongful Death Lawsuits (Part A)
Have you recently lost a loved one due to someone else’s negligence? You may be entitled to compensation from a wrongful death lawsuit. Contact the Massachusetts wrongful death lawyers at Phillips & Garcia (508) 998-0800.
Understanding Massachusetts Wrongful Death Lawsuits (Part B)
There are many questions about Massachusetts wrongful death lawsuits. What constitutes a wrongful death in the eyes of the law? Learn about your rights as a survivor and what Who is entitled to an award from a wrongful death judgment, and what types of compensation are availableyou may be entitled to?, If you have recently lost a loved one, cContact the Massachusetts personal injurywrongful death lawyers at Phillips & Garcia (508) 998 - 0800
What is My Massachusetts Personal Injury Case Worth? (Part B)
If you were injured in a Massachusetts car accident and are wondering if you have a personal injury case against the other driver, contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to schedule your FREE legal consultation.
What is My Massachusetts Personal Injury Case Worth? (Part A)
If you have suffered severe personal injuries in a car accident in Massachusetts, contact a Massachusetts personal injury attorney at Phillips & Garcia, P.C. 877-892-5620 to file a personal injury lawsuit.

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Newsletters:

January Newsletter 2012 [PDF]
Phillips Garcia Law January 2012 Newsletter. North Dartmouth Massachusetts Ventura Drive.
December Newsletter [PDF]
The December edition of the Phillips & Garcia News. Stories include gifts, long term arm statute, gifts to give organization and the holiday facebook special.
Phillips & Garcia Newsletter - March 2011 [PDF]
Go "behind the scenes" with P&G on the sets of FOX & NBC. Learn 5 Estate Plan Dos & Don'ts & meet the talented (and cute) dancers at I've Got Rhythm Dance Ctr.
Phillips & Garcia Newsletter - February 2011 [PDF]
This year, P&G celebrates its association with New Bedford icon, Atty. Paul G. Hamel. Read Paul's report on the new Distracted Driving Law and meet Pat Riding.
Phillips & Garcia Newsletter - Holiday Issue 2010 [PDF]
At this time of year, we at Phillips & Garcia are thankful for the clients and friends who make it such a pleasure to be in business. Our team has been honored to have worked with our amazing clients and affiliated counsel throughout the past year. It's been a year of exciting new growth and challenges for the firm. We launched a new website, expanded into a national presence in a developing new practice area, and even added educational video content to the web. With all of this in mind, we wish everyone the very best of this holiday season and warm wishes for a healthy, fruitful and wonderful New Year. And, since New Year's Day is about resolutions, in this issue you'll find that we've started you off with two important ones to protect your home and your business. Happy New Year!
Phillips & Garcia Newsletter - October 2010 [PDF]
Halloween is a wonderful time of year for families. But, as lawyers we see scary things in people's lives everyday. So, in this issue we cover 2 scary topics that families are often unprepared for: auto insurance coverage lapses and guardianship of minors. On the lighter side, we highlight one of our business clients: Cravings Cafe & Cakery. Read about its local proprietor, Jessica Marmelo our resident "cake boss" while you savor a cup of coffee and a tasty treat. Enjoy.

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General:

Pelletier Sexual Harassment Case Settles For $700,000 [PDF]
Pelletier Sexual Harassment Case Settles For $700,000 Kim Pelletier former Somerset highway department laborer sued Town for sexual harassment by male coworkers
Dog Bite Attorney Near Somerset
508-998-0800 Call Phillips Garcia Somerset Dog Bite Attorney 888-449-5343 13 Ventura Drive North Dartmouth, MA 02747
Dog Bite Attorney Near Swansea, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, Swansea Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Dog Bite Attorney Near Westport, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, Westport Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Dog Bite Attorney Near Fairhaven, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, Fairhaven Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Dog Bite Accident Attorney Near Fall River, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, Fall River Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Dog Bite Attorney Near New Bedford, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, New Bedford Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Phillips Garcia Law
Additional legal practice areas in Massachusetts. Call toll free (888)449-5343. 13 Ventura drive North Dartmouth Ma.02747
Dog Bite Attorney Near Dartmouth, MA
Call 508-998-0800 for Carlin Phillips and Andrew Garcia, Dartmouth Dog Bite Attorneys 888-449-5343, 13 Ventura Drive North Dartmouth MA 02747
Public Service Warning - Compliance Services Annual Minutes Statement Scam [PDF]
Has your Massachusetts corporation received an "official looking" form entitled "Annual Minutes Statement Directors and Shareholders" from Compliance Services? If so, you should be aware that you ARE NOT required to fill out this information and send in your check for $125. It is NOT related to any governmental agency and the Massachusetts Secretary of State has actually issued a warning about this.
Is There an Upside to Foreclosure Prevention Programs?
The foreclosure prevention programs offered by the federal government have been noted for their various pitfalls, but there may be one positive side effect of the programs. If you have been the victim of a bank’s wrongful foreclosure, contact a Massachusetts foreclosure attorney at Phillips & Garcia, P.C. 877-892-5620 to file a wrongful bank foreclosure lawsuit.
Dog Attack Injuries and Children
Children are far more likely to be seriously injured in a dog attack than adults – and they are more likely to suffer emotionally in the wake of a dog bite incident. Learn more about dog bite injuries in children and how they can be prevented.