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Consumer Class Action Lawsuits
- Do Fall River Residents Billed By MassDOT for Railroad Use Owe the State?
- What is a lawsuit?
- Overdraft Fee Class Actions Help Consumers
- Bank Overdraft Fees in Massachusetts Will Not Stop with New Opt-in Rules
- Nevada Homeowners Sue Bank of America; Seek Class Action Status
- Bank of America Settles Mortgage Fee Case with FTC for $108 Million
- Toyota Allegedly Sought to Discredit Witnesses
- Toyota Financial Services Remains in Toyota Recall Lawsuit
- Toyota Financial Services Credit Rating Cut by Moody's
- Toyota Motor Credit Corp Added to Class Action by Massachusetts Couple
News
- Posted on 6/9/2011Employee Collects Triple Damages After Boston Business Violates Wage Law
- Posted on 3/12/20102000-2003 Toyota Tundra Recall Is Now Nationwide
- Posted on 3/3/2010Toyota Didn’t Properly Investigate Death Involving Acceleration Issue
- Posted on 3/2/2010Medford Man Sues Toyota After Wife Dies in Single-Car Accident
- Posted on 2/26/2010Credit Card Companies Can Still Profit Off Of Unsuspecting Consumers
Library
Testimonials
- "I sent this letter certified after receiving the free guide [from] Phillips & Garcia P.C. Saved Foreclosure. Thanks a million!" A.D. from Colorado
- After seeing first hand what you are up against concerning the big banking companies, we are even more amazed that you are willing to fight the fight. The little guy needs your help and your fearless attitude. You are good people and true Americans. We are honored to be called your friends. R.R. - Mich., Lockout & Trashout Victim
- The attorneys were very professional and I felt as though they always had my best interest in mind. Without them I would have been pushed around and just another number to the bank. N.L., Wrongful Lockout Victim
- Thank you Mr. Phillips. If we hadn't found you the [Bank] would have foreclosed on our property and I can't imagine the misery that they would have caused. S.N. - Arizona
What Can I Do About My Credit Card Rate Increases? (Part B)
The Credit Card Act of 2009
In May of 2009 President Barack Obama passed the Credit Card Act of 2009, which is meant to establish more fair and transparent practices by credit card companies.
The new legislation includes provisions that:
- Require credit card companies to give 45 days notice of any rate increases
- Give cardholders the ability to cancel their agreement and pay off their balance at their existing interest rate if they are informed of a rate increase
- Give cardholders a period of 3 billing cycles to reject any rate increase
- Prohibit credit card companies from changing the terms of their contract arbitrarily
If you feel you have been treated unfairly by your credit card company, and that they have broken any of these rules, you may want to consider taking legal action against them.
How can I possibly win a legal battle against my credit card company?
As an individual consumer it would be extremely difficult to take your credit card company to court. They have millions of dollars and seemingly unlimited legal resources, which they will use to fight your case. What you can do however, is file a class action lawsuit, in which an attorney will represent you and other consumers who have similar complaints.
The attorneys at Phillips & Garcia will fight for your rights in your credit card class action lawsuit. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been treated unfairly by credit card companies, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.
Contact Information
Let our legal experts review your case, and we'll help you obtain the compensation you deserve. Begin your case review by filling out the form below:
Phillips & Garcia, P.C.
13 Ventura Drive
North Dartmouth, MA 02747
Toll Free: (888) 449-5343
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