Practice Areas

Blog

News

Library

Testimonials

• "I sent this letter certified after receiving the free guide [from] Phillips & Garcia P.C. Saved Foreclosure. Thanks a million!" A.D. from Colorado
• After seeing first hand what you are up against concerning the big banking companies, we are even more amazed that you are willing to fight the fight. The little guy needs your help and your fearless attitude. You are good people and true Americans. We are honored to be called your friends. R.R. - Mich., Lockout & Trashout Victim
• The attorneys were very professional and I felt as though they always had my best interest in mind. Without them I would have been pushed around and just another number to the bank. N.L., Wrongful Lockout Victim
• Thank you Mr. Phillips. If we hadn't found you the [Bank] would have foreclosed on our property and I can't imagine the misery that they would have caused. S.N. - Arizona

View All

Overview of an Insurance Class Action Lawsuit (Part B)

What makes a strong insurance class action lawsuit?

A strong insurance class action lawsuit is a case in which numerous consumers have been harmed materially or financially by a company's practice or policy. This can be a written policy, or simply an unethical or illegal practice.

Generally, a class action lawsuit begins when one individual files a complaint on behalf of themselves and other similarly wronged individuals. Then, other individuals come forward.

A good example of this is the 2007 insurance class action lawsuit filed against Blue Cross of California. Nearly 6,000 plaintiffs made claims against the insurer for the cancellation of insurance policy. The lawsuit claimed that Blue Cross intentionally nit-picked at their customers' applications in order to deny their claims. As a result of the class action lawsuit, Blue Cross paid a financial settlement and changed their rescission policies.

How do I begin an insurance class action lawsuit?

If you feel you have a case for an insurance class action lawsuit, you should start by contacting a class action attorney. An attorney will hear your complaint, investigate your claims, and determine whether you have a strong case. You'll need to provide any documents from your insurance company that may be relevant to your case.

These are examples of documents you will want to provide:

• A copy of your insurance policy
• Your insurance declarations page
• Any claim submittal documentation
• Any correspondence regarding your claim
• Evidence of premium payments
• Explanations of benefits or explanation of review forms

If you are determined to have a strong enough complaint, an insurance class action attorney will file your lawsuit, help you to build your case, and represent you in a court of law.

The attorneys at Phillips & Garcia will fight for your rights in your health insurance class action lawsuit. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been treated unfairly or been a victim of cancellation of insurance, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.

Contact Information

Free Book

FAQs