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Understanding Massachusetts No-Fault Law (Part B)

If you've been injured in a car accident in Massachusetts, your ability to collect damages is dictated, in part, by Massachusetts No-Fault laws.

Personal Injury Protection (PIP) in Massachusetts

One important aspect of No-Fault insurance in Massachusetts are Personal Injury Protection (PIP) benefits. With these benefits, you may end up paying expenses that you expected to be covered by your auto insurer or the at-fault driver in your accident.

Listed below are expenses that are not covered under PIP:

• Car Rental fees - Though these should be paid by the at-fault driver, you may still have to pay the rental company up front. You must then wait to be reimbursed.
• Towing and Storage fees - Your auto insurer may cover these fees, but you are also fully liable for them. Be sure to clarify the matter with your insurer.

How Can I File a Personal Injury Claim in a No-Fault State?

In cases of personal injury in a Massachusetts car accident, it is of the utmost importance that you seek legal representation. When you are dealing with all the stress and emotions of being injured yourself, caring for an injured family member, or even coping with the death of a loved one, it is crucial that your legal interests are cared for by someone with personal injury experience and a clear mind. A personal injury attorney can help you get the monetary relief that you need to cope with your immediate medical and financial needs.

There are several steps that, if taken early on, will greatly aid your Massachusetts personal injury case. Listed below are a few important steps to consider after a car accident:

• Obtain an accident report from the police

• Locate your insurance policy and give it a careful examination for any hidden benefits that you may not have been aware of. Be sure to submit a copy of your insurance policy to your Massachusetts personal injury attorney.
• Maintain photographs of all car damage and injuries.
• Visit your doctor early and as often as possible and always tell him or her of ANY medical concerns related to the car accident.
• Do not sign any documents from an insurance company without having them looked over by your personal injury attorney

These steps, when taken under the guidance of an experienced personal injury attorney, are critical as you work through your Massachusetts personal injury claim. The attorneys at Phillips & Garcia Library can help you through the process of filing a personal injury claim in Massachusetts.

The Massachusetts personal injury attorneys at Phillips & Garcia will fight for your rights in your personal injury case. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been injured in a Massachusetts accident, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.

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