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What Damages Can I Recover Through My Personal Injury Claim? (Part B)

Compensation from a Massachusetts personal injury claim is intended to help you return to your previous way of life before the accident occurred or adapt to the new challenges your injuries have caused.

After your car accident, you will most likely receive a settlement offer from your or the other driver's insurance company. Do not accept any offer or sign any paperwork until you have consulted with an attorney to help you determine if the settlement amount is fair and will cover the extent of your injuries.

A Massachusetts accident attorney at Phillips & Garcia, P.C. can explain your legal options as well as help you negotiate with insurance companies or file a Massachusetts personal injury lawsuit.

Your insurance company will determine their settlement offer based on the total of your:

• medical expenses
• special damages
• general damages
• and non-economic factors like pain and suffering

Unfortunately, in most cases, insurance companies offer significantly lower settlements than what your accident case is really worth. They usually make this offer while you are still recovering in the hopes that in your frustration and confusion, you'll accept their offer before realizing the long-term effects and costs of your accident injuries.

That is why consulting with an experienced Massachusetts personal lawyer is so important. Your attorney will work with you to determine the long-term costs of your medical care and factor in any related expenses, such as installing wheelchair ramps in your home, physical therapy, and so on.

How Insurance Companies Determine Compensation

Massachusetts personal injury compensation is adjusted by your insurance company using a specified formula, which depends solely on the level of harm you suffered.

• Minor Injuries: special damages are multiplied by 1.5 or 2
• Major Injuries: special damages can be multiplied by up to 5.
• The sum of the special damages is then added to the amount of lost income

That being said, it's important to know that if your Massachusetts personal injury lawsuit goes to trial, there is no special formula. The Judge or jury will determine a fair settlement based upon the specifics of your case.

Recovering Compensation for Your Massachusetts Accident

A Massachusetts personal injury claim is filed as a civil case, meaning you, the plaintiff, can file suit and receive damages from the defendant if he is deemed liable. The American Bar Association states that being found guilty or not guilty of criminal charges will not affect your ability to pursue and win compensation from the defendant if they are found liable for the accident in civil court.

A severe personal injury from a car accident or other type of negligence can change your life forever and result in permanent disability. Although it may be difficult at the time, seeking proper legal counsel from a lawyer who specializes in your type of accident is paramount to garnering fair and satisfactory compensation.

A Massachusetts personal injury attorney can help you file a claim and put you on the path to recovering the compensation you need. Lost wages, medical expenses and pain and suffering can all be compensated for with the help of a Massachusetts personal injury lawyer who will look out for your best interests.

The Massachusetts personal injury attorneys at Phillips & Garcia will fight for your rights in your personal injury case. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with you life. If you have been injured in a Massachusetts accident, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.

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