
If you intend to seek compensation through a Massachusetts personal injury claim against the insurance company who is liable for your injuries, you'll need to start by drafting a demand letter.
A demand letter lets the insurance company know what damages you've incurred, why their client is liable for your injuries, and the total amount of compensation you are willing to settle for after taking into account all economic and non-economic factors involved.
It is in your best interest to consult with a Massachusetts personal injury attorney to aid you throughout the process of both writing your demand letter and negotiating your settlement with the insurance company.
What is a Demand Letter?
A demand letter is a legal document stating your claim demanding restitution for injury, breach of contract, or any other legal wrong. Demand letters are short, clear and firm. To avoid costly court litigation, many insurance companies will negotiate a settlement with you in response to a reasonable demand letter. In other words, with the right demand letter, you may never even have to go to court to receive restitution.
The best demand letters are often written by Massachusetts personal injury attorneys, since they understand the variety of factors for which you can seek compensation, as well as how to place values on non-economic damages such as pain and suffering.
Why Write a Demand Letter?
The main reason to write a demand letter is to state a clear argument to the insurance company explaining the specifics of your accident, their liability, and how they can correct the situation by compensating you appropriately. A demand letter shows that you are serious about receiving payment, and if necessary, will go to court to defend your claim.
After the insurance company receives your demand letter, they will usually begin the negotiation process; but in the event you still end up in court, the demand letter can serve as helpful evidence in your Massachusetts personal injury claim.
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