Bank of America Attempts Wrongful Lock Out of Fort Worth Homeowner
Posted on May 08, 2010
Freda Snowden's 29 year old son bought a Fort Worth home in September 2009 at a foreclosure auction and moved in a month later. Bank of America apparently was holding the mortgage that was being foreclosed on.
In November 2009 he returned home to find that the house had been broken into and that someone tried to re-key the locks. He reported it to the police who reportedly told him that squatters might be trying to enter the house.
Not feeling safe, he moved out in December and put the house up for sale. In February 2010, though, the house was again broken into and the locks were changed.
A few days later, Snowden's real estate agent was showing the house and an agent for Bank of America walked in and said that his company had re-keyed the house because of a pending foreclosure by Bank of America.
Freda Snowden began calling her son's lender (which wasn't Bank of America) and her son's title company who assured her that he son did own the house. She then called everyone at Bank of America, but she said that no one would talk with her.
It took her some time, but officials at Bank of America finally acknowledged to Freda Snowden that they had mistakenly locked out her son because the bank's records wrongly showed that the original buyer still owned the property. According to Freda, it took weeks of trying to deal with officials at Bank of America to clear up the issue. Finally, officials at Bank of America apologized to her and her son and agreed to reimburse her for damages of about $600.
Snowden called the ordeal a nightmare and wondered how many other families this was happening to. The Snowdens' situation is similar to wrongful foreclosure lockouts that happened to a Michigan couple.
Victims of wrongful foreclosure lockouts and seizures have rights. Phillips & Garcia, P.C., a leading law firm in wrongful foreclosure and seizure cases, is now taking cases in any state where there has been a wrongful foreclosure, lock-out and trash-out of a borrower's home. Although we are licensed in Massachusetts, we associate with a qualified attorney in your state.
Source: Fort Worth Star-Telegram