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• "I sent this letter certified after receiving the free guide [from] Phillips & Garcia P.C. Saved Foreclosure. Thanks a million!" A.D. from Colorado
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Breaking Legal News & Current Events

Boston Law Professors and Students Develop Alternative to Foreclosure

March 23, 2010 - Boston, Mass. - As more and more homeowners face bank foreclosure, it's not unusual for them to feel a sense of despair or hopelessness, particularly if they have not qualified for the Home Affordable Modification Program (HAMP) which is designed to help save their homes.

Trueslant.com reports that there is, in fact, still hope for homeowners at danger of losing their property. In fact, some homeowners who have already been foreclosed upon may be able to take action. Several Boston organizations have teamed up to purchase homes that have already been foreclosed on, in order to sell them back to the struggling homeowner at a more affordable price.

A group of professors and students from Harvard Law School have partnered with the nonprofit Boston Community Capital and housing advocacy agency City Life/Urbana Vida. They intend to purchase foreclosed homes at auction and use the money they saved to allow homeowners to purchase their homes back and make lower monthly payments on the property.

These homeowners do not have to go through the rigmarole of asking lenders to work with them through the HAMP program, only to be unfairly denied at the end of the program's 3-month-trial period.

It is yet to be seen how successful this program will be in the long-run or whether it will catch on across the country, but it's encouraging that some homeowners are being given an alternative to HAMP, which can both deny homeowners for no reason and cause a drop in credit score.

For those who are on the receiving end of a wrongful foreclosure, or have received a notice for foreclosure-even if you've never missed a mortgage payment-it's in your best interest to contact a qualified lawyer as soon as possible. The Massachusetts wrongful foreclosure attorneys at Phillips & Garcia will fight for your rights in your foreclosure case. We are committed to protecting your best interests and your family's home and helping you collect the damages you need and deserve to move on with your life. Contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620. 

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Legal Help for Wrongful Foreclosure and Seizure in Any State.  Phillips & Garcia, P.C., a leading law firm in wrongful foreclosure and seizure cases, is now taking cases in any state where there has been a wrongful foreclosure, lock-out and trash-out of a borrower's home.  We are licensed in Massachusetts and associate with a qualified attorney in your state. 

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