Practice Areas
Blog 
Wrongful Bank Foreclosure
- Massachusetts Attorney General’s Foreclosure Lawsuit Applauded by Private Consumer Attorneys
- 4 Million Borrowers May be Eligible for Review of Foreclosures
- Mortgage Deficiency
- Will a Massachusetts bank approve a short sale?
- Should I short sell my Massachusetts home?
- What happens during a Massachusetts short sale?
- What is a short sale in Massachusetts
- Soldier returns home from Iraq to foreclosure
- What happens during a wrongful foreclosure, illegal lock-out and trash-out?
- When can a bank seize my home?
News
- Posted on 10/18/2011Attorney General Martha Coakley May Sue for Foreclosure Abuses
- Posted on 8/26/2011Couple faces foreclosure after paying mortgage early
- Posted on 8/23/2011springfield approves anti-foreclosure laws
- Posted on 8/23/2011Bank of America admits error in foreclosure case
- Posted on 8/5/2011massachusetts supreme judicial court expands right to challenge bank seizures
Library
Testimonials
- "I sent this letter certified after receiving the free guide [from] Phillips & Garcia P.C. Saved Foreclosure. Thanks a million!" A.D. from Colorado
- After seeing first hand what you are up against concerning the big banking companies, we are even more amazed that you are willing to fight the fight. The little guy needs your help and your fearless attitude. You are good people and true Americans. We are honored to be called your friends. R.R. - Mich., Lockout & Trashout Victim
- The attorneys were very professional and I felt as though they always had my best interest in mind. Without them I would have been pushed around and just another number to the bank. N.L., Wrongful Lockout Victim
- Thank you Mr. Phillips. If we hadn't found you the [Bank] would have foreclosed on our property and I can't imagine the misery that they would have caused. S.N. - Arizona
My Loan Modification was Denied, Then the Bank Foreclosed: How Can That Happen
Our office has heard from homeowners all across the country whose temporary loan modification was denied by a bank, followed by a threat to foreclose. A Texas homeowner discovered that her house had actually been foreclosed on after her temporary loan modification was denied, but she didn't have a chance to go to court first. She wants to know how that could happen to her.
The answer to her question most likely can be found by understanding the difference between a judicial and a non-judicial foreclosure state.
In a judicial foreclosure state, generally a bank must first go to court before being able to foreclose; so, a homeowner has a chance to be heard in a court of law. In a non-judicial foreclosure state, though, the bank doesn't have to go to court first. Instead, a trustee conducts an auction at a designated location. But, there are usually very specific notice requirements that must be met before the trustee can hold the sale.
In this Texas homeowner's situation, she may not have received the proper notifications before the foreclosure auction took place and since the bank didn't have to go to court first, this may explain why the foreclosure happened without her knowing about it.
Videos
Wrongful Bank Foreclosure:
Contact Information
Let our legal experts review your case, and we'll help you obtain the compensation you deserve. Begin your case review by filling out the form below:
Phillips & Garcia, P.C.
13 Ventura Drive
North Dartmouth, MA 02747
Toll Free: (888) 449-5343
Get Directions
